1. Do not assume any responsibility, or perform transactions without the express order of the State Insurance SA
February. If injury gets immediate medical attention.
3. Get complete information about the other vehicle and driver.
4. Request the assistance of the competent authorities.
5. Immediately contact the call center and ask advice or any of our subsidiaries in the country within 24 hours after the time of the accident, to the cities of Bogota, Medellin, Cali, Bucaramanga are ready to send mobile units to the accident site .
6. Otherwise, submit the claim directly in any of our vehicles Claims Center or the State Security Bureau.
7. Order No repair the vehicle without consent of Compensation.
8. In case of theft this complaint before the competent authorities.

Consider the following documents when making your claim:

TOTAL OR PARTIAL LOSS OF VEHICLE DAMAGE
1. Legible photocopy of the ownership card.
February. Legible photocopy of the pass and proof of citizenship of the person driving the vehicle.
3. Legible photocopy of the certificate of insurance.
4. Legible photocopy of a sketch of traffic. (If any).
5. For total loss, damages, form of conveyance.
6. Authorized signature power by which a third party authorization to file the claim and be empowered to negotiate with the Company. (If the insured can not be present).
7. Submit the vehicle for inspection of damage

PARTIAL LOSS BY THEFT OF VEHICLE
1. Legible photocopy of the ownership card.
February. Legible photocopy of identity card of the policyholder.
3. Carbon copy of the notifications.
4. Power with signature authority by which authorization to a third party to file the claim and be empowered to negotiate with the company. (If the insured can not be present).
5. Submit the vehicle for inspection of damage

TOTAL LOSS BY VEHICLE THEFT
1. Legible photocopy of the ownership card.
February. Legible photocopy of identity card of the insured.
3. Photocopy, readable identity card and pass the driver of the vehicle.
4. Carbon copy of the notifications.
5. Form for transfer and cancellation of registration.
6. Power with signature authority by which a third party authorization to file the claim and be empowered to negotiate with the company. (If the insured can not be present).

UNDER COVER OF LIABILITY FOR TORT DAMAGES TO THIRD PARTY ASSETS
1. Formal letter of complaint.
February. Letter certifying that insurance has not submitted, or submit claims and / or certified statement stating where that is not insured and that elle has not submitted reclamaci6na sitting or submit another entity.
3. Sketch and report traffic. .
4. Card ownership of the vehicle concerned and / or Transfer or sale contract that identifies you as a vehicle owner.
5. Photocopy of owner’s identification card.
6. A photocopy of the driver pass. .
7. Original invoice if the vehicle was repaired.
8. Present vehicle for inspection.

INJURY TO ONE OR MORE PERSONS
1. Complaint letter stating the value and justification of the claims.
February. Certificate for payment by the SOAT.
3. Latest opinion of legal medicine.
4. Original invoices for medical expenses.
5. Certification of state criminal proceedings.
6. Decree of the patient.
7. If you are under age, the representative card and copy of birth certificate.
8. Proof of income from third party (s) concerned (s).

DEATH TO PERSONS OR MORE
1. Letter of complaint made to the heirs, setting amount and justification of the claims.
February. Certification by the SOAT payment.
3. Birth certificate and / or marriage.
4. Original bills for hospital and funeral expenses if any.
5. State certification process for manslaughter.
6. Decree of the claimant.

LEGAL AID
1. Contract service.
February. Authorization for direct claim against the company or evidence of payment of attorney.
3. Proof of legal entity in which specified procedural steps acted as counsel.

The weight of the Claimant in a personal injury case for Defective Products

The plaintiff for damages is still a great challenge as the product liability law has evolved over the years. There was a time when “caveat emptor” (let the buyer be warned) was usual for manufacturers. Today imposes “strict liability” in appropriate cases. Under this rule, manufacturers are liable for injuries caused by a defective or unreasonably dangerous products even as there is negligence.

In a product liability action, the injured person or claimant must prove, for example, that there was a defect in design or manufacturing the product and the manufacturer failed to adequately warn consumers of potential hazards of the product. In addition, a person must establish with credible and relevant evidence that the product caused the damage and that he or she was using the product as such should be used, and even that the manufacturer should have anticipated that the product could be used wrongly if so.

Manufacturing defects are usually easier to prove than design defects. If a gas fireplace explodes when first turned on, it is clear that this fire was no attempt made as the designer. The design flaw on the other hand, can occur if many or all fireplaces of a particular model are at risk of explosion. Proving a design defect involves judging technical issues which generally require expert testimony. In a design defect case, the product may have been manufactured as it should, but the design was inadequately planned so that there was unreasonable hazards to consumers.

Show cause in a product liability case can be difficult. The accusers must establish that the product was defective when it left the hands of the defendant manufacturer, distributor, or seller and that the defect was what caused the accident that injured the plaintiff. If the wounds could have been produced by several potential causes, the plaintiff must establish that the defective product had a substantial role in producing the harm.

Basis for Charging in a Case of Defective or Dangerous Products

The possible theories that can be argued in a case of damage products are:

* Negligence – lack of reasonable care in the manufacture or sale and the warnings given about the product.
* Breaking the warranty – not respect the terms of the promise concerning the quality and efficiency of the product.
Misrepresentation * – To give consumers a false sense of assurance about the product.
* Strict liability “under which the product defect and not necessarily the fault of the accused, makes the product unreasonably dangerous and therefore defendant is responsible.

Although there is no limit on the list of products that could be grounds for a product liability trial, the most common categories include clothing, asbestos, chemicals, cosmetics, firearms, food (fast food lately, which have been included as a cause of the obesity epidemic in the U.S.), machinery and tools, products and medical devices, motor vehicles, pharmaceuticals, recreational, and snuff.

Conclusion

People injured by defective or dangerous products need the advice of experienced people in the law of product liability and personal injury for advice on the complexities of their case and to guide them through the legal system aiming at a favorable outcome . If you or someone you know has suffered personal injuries resulting from the use of a dangerous or defective product, an experienced personal injury lawyer can advise you to determine if you have a claim against the manufacturer or retailer of a product and can help recover your damages according to the law in effect.

Answer: First, you must have suffered an injury to his person or property. Second, you should consider whether your injury was the result of someone else’s error. It is not always necessary to have a physical injury to sue for damages. The personal injury claims are almost always based on a variety of nonphysical losses and damages. In an assault case, for example, no action needs to prove that the person to cause physical harm. It also might have a case if someone has attacked your reputation, invaded your privacy, or causes emotional distress.

Question: How long after they are injured can file a lawsuit?

Answer: Each state has certain limits, called “statutes of limitations,” which govern the time you have to start your personal injury lawsuit. In some states, you can only have one year to sue for car accident. If not start your case within the deadline, your claim will not be accepted. Consequently, it is important to speak with a lawyer as soon as you suffer or discover you have been injured.

Question: What should I bring to the meeting with the lawyers?

Answer: You must bring all documents concerning your case. The police reports, for example, contain eyewitness information and details about the conditions for auto accidents, fires, assaults. Copies of medical reports and bills from doctors and hospitals will help demonstrate the extent and nature of their injuries. Information on the insurance company of the person who caused the injury or damage is very important, as well as any photographs you have on the scene of the accident, property damage and injuries. The more information you can give your attorney the easier it is to determine whether your claim can succeed. However, do not worry if you do not have the documents for their first meeting, your attorney can get during the investigation.

Question: What if a person dies before they can sue for personal injury?

Answer: It depends if the person died as a result of damage caused by accident, or if they died of unrelated causes. If the injured person dies as a result of injuries, the heirs can collect money through a lawsuit, called wrongful death action. Even if a person who is filing a suit for damages died from other causes, the case almost always survives and may be continued by the executor or legal representative of the inheritance or estate of the deceased.

Question: What is “negligence?”

Answer: The most critical point in many personal injury cases is as expected a “reasonable person” acted in a situation that causes harm. A person is negligent when he or she does not act as required by the rules of an “ordinary reasonable person.” The determination of whether a person either has reached the standards of an “ordinary reasonable person” is almost always something that is resolved by a jury after presentation of evidence and arguments at trial.

Question: What if I can not prove someone’s negligence caused my injury? There is another basis for further guilty of negligence?

Answer: Yes, some people or companies may be encountered “strictly guilty” of certain activities that harm others, even if they have not acted negligently or with malicious intent. Under this theory, a person who is injured by a product that is defective or unexpectedly dangerous, for example, may seek compensation from the manufacturer or the seller of the product without need to prove that these were actually negligent. In addition, companies or individuals engaged in using explosives, storing hazardous substances, or have dangerous animals can be found guilty of injury to others as a result of such activities. The theory behind this guilt is that those who lead such activities present an unreasonable risk of harm to members of the community. So anyone who carries out these activities do so at your own risk and is guilty if something happens and there is damage or injury to others. The people who create these risks are therefore responsible for what.

Question: We punish the person who caused me harm?

Answer: Not in the literal sense of the word. The defendants in civil actions for personal injury cases do not receive jail sentences and criminal fines as punishment. However, in some cases, juries and courts can award what are called punitive damages, which are designed to punish defendants who have behaved without regard or intentionally against the public interest. The goal in ordering payment of punitive damages is to discourage such defendants and others not to continue this type of behavior in the future.

The friction of the ropes that bind each other, is one of the biggest causes of injuries, although not the most common. The list of physical injuries to the British cause one another during their sex acts has gained official status as already exceed the previous problem: the costs arising from breakage of objects of all kinds for nights of passion … and the amount of which English, Irish, Scots and Welsh seek to collect from insurers.

Official recommendations, analyzed at the Ministry of Health when the morning came The Sun of London, published a survey ordered by a chain of adult stores. “An Summers” with almost a hundred branches in all the British Isles, is best known chain of supply for adult recreation. The company ordered a survey to reveal desires of prospective customers, including thousands of son of the “Blonde Albion.”

The surprise was that the research led beyond the individual papers and extended the area of the consequences for such outrageous behavior. The truth is that a third of couples surveyed admitted breaking something during sex, both between the surrounding objects, as in the partner with which they enjoyed. Of this 34% of couples who lose control, 10% comes to insurance agencies asking to be compensated both for that break, for physical damage they have undergone.

As for the objects, the calls on. chipped bedding, lamps broken, curtains torn valuable, smashed mirrors and chandeliers to ceiling collapsed, amount to 350 million pounds, said The Sun.

Although these facts might well have passed almost unnoticed by the British daily news, used to almost anything, the fact acquired a new turn, as the report reveals the official health concern, given the injuries suffered couples admit to having randomly surveyed , the result of the impetus of love. The ranking of the ten most common injuries, strike comments

1. Friction burns from the carpet

2. Back injuries

3. Wrist Sprains

4. Ankle Sprains

5. Bruises on his back

6. Bruises on the legs

7. Scraped elbows

8. Back scratched

9. Blows to the head

10. Broken Bones

For the sexologist Dr. Andrés Flores Colombino, “this type of behavior in a society like Britain, is not something that really surprised: known is its diversity in all areas, although the numbers in the third of couples are no longer interesting. ” That’s why in England and much of the European nations, there is both a virtually unconditional freedom in this area, hand in hand with strict legislation for which incurs illegalities. ”

The specialist, interpreted the phenomenon as one of the many forms of sadomasochism known. He explained that sometimes there are areas without exact delineation between consensual and nonconsensual, particularly when violence is mutual.

“In Uruguay there are no statistics or studies where it is possible to learn about the roots of these behaviors in society. But we must remember that just a step beyond the consent for the game of love, is domestic violence. Not at all because yes, the Uruguayan Penal Code was modified recently to include rape as a crime as possible, even within marriage. ” Sexologist recalled that the phrase: “My husband raped me!” Is not at all alien to the psychiatric consultation.

He noted in this connection that this aspect is beyond, as long as “the woman complains often in consultation, that man does not respect it.” Acknowledged that this does not prevent there who like violent games, “even when the beatings are part of the game, sometimes it is complex to define to what extent they are consensual or not.”

Flores Colombino said finally that the issue is not the primary approach in psychiatric consultation in general, but patients usually come from other clinical areas where they have been treated by their erotic practices. *